Investing with Purpose: Quantl’s New Shariah-Compliant Experience

By Shamaz Khan | 9/1/2025

“Faith and finance don’t have to be worlds apart. They can meet, harmonize, and empower.”

For years, Muslim investors across the GCC (and beyond) have faced the same dilemma: how to grow wealth while staying true to their values. Traditional stock trading apps often skip over one important question is this investment Shariah-compliant?

At Quantl, we’ve always believed investing should feel personal, intuitive, and ethical. That’s why we’re excited to share a new feature built in collaboration with Zoya, a leading name in Shariah compliance.

With this update, users can now see:

  • Dedicated Shariah-compliant payment baskets
  • An Islamic Gold Robo Trader
  • Compliance tags and compliance pies for stock baskets and robo traders
  • Context from AAOIFI rulings to guide understanding

It’s more than a feature. It’s a step toward making investing accessible and values-driven in the GCC.

Why Ethical Investing Matters

“Money is not just a number in a portfolio. It is a trust.”

In the GCC, ethical investing is more than a trend. It is a responsibility. Many investors young professionals, families, and entrepreneurs want their capital to reflect their principles.

But ethical investing has always had hurdles:

  • Confusion about what qualifies as Shariah-compliant.
  • Lack of transparency in mainstream apps.
  • Complex rulings that are hard for everyday users to interpret.

We asked ourselves: What if we could make this simple? What if compliance wasn’t a footnote but a core experience in investing?

This release is our answer.

The Power of Partnership: Quantl x Zoya

We didn’t build this alone. We partnered with Zoya, a trusted API provider in the Shariah compliance space.

Why Zoya? Because they’ve spent years developing a robust screening system, powered by both Islamic finance scholars and modern technology. Their API doesn’t just say yes or no. It explains why.

Together, Quantl and Zoya are bridging two worlds:

  • The precision of technology
  • The guidance of Islamic finance rulings

“This partnership ensures users don’t just invest they invest with confidence.”

How the Feature Works

Here’s how we’ve woven Shariah compliance into Quantl’s everyday experience.

1. Compliance Tags: A Simple, Visible Guide

Every stock now carries a compliance status tag. No more guesswork — you’ll know at a glance whether a stock aligns with Shariah principles.

2. Compliance Pie: Clarity in a Snapshot

For both robo traders and stock baskets, you’ll see a pie chart breakdown of compliance. This helps you visualize how much of your portfolio is fully compliant.

3. Dedicated Shariah Baskets & Robo Trader

We’ve launched:

  • Shariah-compliant Payments Basket grouping stocks in digital payments and fintech that pass compliance screens.
  • Islamic Gold Robo Trader balancing gold exposure with Shariah-compliant equities.

4. AOP Rulings for Context

Compliance is more than a green tick. We include references to AAOIFI rulings so users can understand the reasoning behind classifications.

This balance of visual clarity and scholarly depth makes ethical investing easy yet meaningful.

Why This Matters for GCC Users

The GCC has some of the fastest-growing retail investor bases in the world. Yet, many still hesitate to start investing because of compliance concerns.

By making this accessible, Quantl is:

  • Removing barriers: No more juggling apps and fatwas to make sense of compliance.
  • Building trust: Users see transparency baked into the platform.
  • Empowering choice: You’re not just told what’s compliant you see the breakdown and can decide how to act.

“For the first time, users don’t need to compromise between growth and values.”

Curiosity Corner: What People Ask Us

As we tested this feature, we heard common questions:

  • “What if a stock’s compliance status changes?”
    → Our partnership with Zoya ensures continuous screening and updates.
  • “What if I want to mix compliant and non-compliant stocks?”
    → You’ll see your compliance pie, so you know exactly where you stand.
  • “Can I trust the rulings?”
    → We follow AAOIFI standards, globally recognized across Islamic finance.

This is about education as much as execution. The more you know, the more confident you feel in your investments.

A User Story

Consider Sara, a young professional in Dubai. She’s tech-savvy, curious, and committed to ethical choices.

Before Quantl, she spent hours cross-checking stocks on multiple apps, worried that one decision might go against her values.

Now, with the compliance tags and pies, she opens Quantl and sees it all at a glance. Her gold robo trader balances her portfolio, while her Shariah payments basket gives her growth exposure.

“I feel like I’m finally in control of both my money and my values.”

Sara isn’t alone. This story reflects the journey of thousands of users across the GCC.

The Bigger Picture

This feature isn’t just about today. It’s about where investing is heading.

We believe the future of finance is:

  1. Transparent users see the “why” behind every classification.
  2. Personalized investors shape portfolios that reflect both goals and values.
  3. Ethical compliance isn’t an afterthought, it’s a foundation.

By weaving compliance into Quantl’s core, we’re preparing for a future where ethical finance is the default, not the exception.

Key Takeaways

  • Ethical investing is now accessible no extra apps or spreadsheets.
  • Compliance is visual and clear tags and pies simplify the experience.
  • Partnership with Zoya ensures trust and accuracy.
  • Dedicated Shariah baskets and robo traders empower choice.
  • Users in the GCC can now grow wealth without compromising values.

Call to Action

“Investing should never feel like a compromise. With Quantl’s new Shariah-compliant features, you can grow your wealth with both confidence and conscience.”

👉 Try the new Shariah-compliant baskets and robo trader today.
👉 See your compliance pie. Feel your confidence rise.

Because in the end, ethical wealth is real wealth.